Insurance AI Startup Jobs

Judi Health (formerly Capital Rx) is a health technology company providing a unified enterprise platform for pharmacy and medical benefits administration, including claims processing, prior authorization, and reporting for employers, unions, and health plans. Headquartered in NYC with offices in Denver and Charlotte, it reached unicorn status after a $400M Series F round in 2025.

Nourish connects patients with registered dietitians for insurance-covered nutrition counseling, using telehealth and care coordination to support long-term behavior change.

Headway operates a three-sided marketplace that lets therapists and psychiatrists accept insurance without the administrative burden, handling credentialing, billing, and claims on their behalf. Patients search the network for in-network providers and book virtual or in-person sessions online. The company covers all 50 states with tens of thousands of in-network providers across 40+ health plans.

Forus (formerly Tandem) builds AI agents that automate the administrative steps between a doctor's prescription and a patient starting treatment, including insurance prior authorization, benefit verification, financial assistance enrollment, and pharmacy coordination. The platform is embedded in provider workflows across all 50 U.S. states and is free for providers and patients.

AI-enabled commercial insurance brokerage for small businesses that uses data and automation to help customers find coverage faster and at lower cost.

hyperexponential (hx) is a UK-based pricing decision intelligence platform for commercial and specialty insurance underwriters. Its flagship product hx Renew enables insurers to build, deploy, and refine actuarial pricing models using large datasets and machine learning. The company has expanded into North America following its 2024 Series B funding.

Thatch is a modern health benefits platform that enables employers to offer Individual Coverage Health Reimbursement Arrangements (ICHRA), giving employees a monthly allowance to choose their own health insurance plans. The platform has onboarded over a thousand companies and integrates with payroll systems like ADP to streamline benefits administration.

Distyl AI embeds forward-deployed engineering teams inside Fortune 500 enterprises to turn business workflows into AI systems running on its proprietary Distillery platform. Founded in 2022 by Palantir alumni, it serves healthcare, telecom, insurance, manufacturing, and financial services clients and maintains a services alliance with OpenAI.

Lassie deploys autonomous AI agents to automate the full administrative stack of small medical and dental practices, handling insurance claims, payment reconciliation, ledger posting, and records updates. The company serves 700+ practices across the US, returning hundreds of thousands of labor hours annually. Founded by Steijn Pelle and Frederic Renken.

Liberate builds AI agents that automate insurance workflows across sales, service, and claims for carriers and agencies.

AIUC builds confidence infrastructure for enterprise AI adoption through AIUC-1, a SOC 2-style certification standard that stress-tests AI agents against roughly 5,000 risk-and-attack scenarios covering jailbreaks, hallucinations, and data leaks. Certified agents can be paired with liability insurance covering up to $50M in losses, with customers including Cursor, ElevenLabs, Harvey, KPMG, and Lovable.

Technology-powered insurance platform for commercial construction, combining insurance offerings with software to manage risk and prevent losses.

Fulcrum is an AI platform for insurance brokerages that automates policy servicing, claim analysis, and proposal generation. The platform integrates with legacy systems of record and uses AI agents to cut policy delivery from weeks to same-day turnarounds.

Akur8 provides an AI-powered insurance pricing and reserving platform that automates actuarial workflows using transparent machine learning. Founded in France in 2018, it serves P&C and health insurers globally with SaaS tools for pricing, loss reserving, and portfolio management. The company has expanded internationally with offices in New York, London, Tokyo, and Milan.

Conduit Health is a New York-based healthcare technology startup that simplifies access to insurance-covered durable medical equipment (DME) for Medicare and Medicaid patients. Its agentic AI platform, CareOS, automates clinical evaluation, insurance verification, prior authorization, and equipment fulfillment in a single workflow. The company raised a $17M Series A led by Drive Capital in March 2026, bringing total funding to $22M.

Camber is an AI-powered admin automation platform for healthcare that streamlines insurance reimbursement and claims processing. The platform reduces administrative burdens on clinics and providers, achieving 95% first-pass accuracy on claims while serving 90,000 patients across 40 states.

Spark Advisors is a technology-enabled Medicare brokerage that partners with independent insurance agents to help seniors navigate retirement health benefits. Its platform handles marketing, sales support, back office, and compliance for agents, plus omnichannel client engagement tools. The company works with 100+ agencies and thousands of brokers across the US.

A health insurance platform aiming to provide simplified, horizontally integrated health coverage for consumers.

An AI workforce platform for the insurance industry that automates workflows like submission intake, policy comparisons, and underwriting processes.

AI-native insurance brokerage focused on health insurance for small and midsize businesses, using software and automation to modernize plan shopping and employee coverage decisions.

Onos Health builds an AI-powered behavioral health clinical intelligence platform for payers, analyzing structured and unstructured clinical documentation to surface care quality, treatment gaps, and cost insights. The company works with commercial insurers including Aetna to improve behavioral health outcomes and affordability.

Pace is an AI-native business process outsourcer (BPO) for the world's leading insurers, combining agentic AI for document processing, web automation, and phone calls with human review to automate mission-critical insurance operations. The platform handles submission intake, FNOL, policy servicing, claims handling, and data entry tasks that traditionally relied on offshore labor. Backed by Sequoia Capital, Pace counts Prudential, The Mutual Group, and Newfront among its customers.

Insurance underwriting platform using AI to help insurers price risk more accurately.

AI-powered phone automation platform for healthcare and insurance revenue cycle management.

Yuzu Health is a next-generation third-party administrator (TPA) that gives organizations the infrastructure to design, launch, and operate their own health insurance plans without legacy vendors. Its platform covers benefits configuration, partner integrations (PBM, stop-loss), document generation, an in-house claims adjudication engine, payments, and white-labeled member/employer/provider portals. The company supports customers in all 50 states and has facilitated over $1B in claims payments.

Heron Data uses AI and LLMs to automate document-heavy workflows in lending, equipment finance, and insurance, extracting and enriching information from documents at scale. The company processes over 350,000 documents per week for 150+ customers including FDIC-insured banks and insurance carriers. It closed a $16M Series A led by Insight Partners in July 2025.

Life insurance technology platform helping carriers digitize products and distribution.

Anterior is a clinical AI platform built for health plans that automates review of patient records and policy guidelines to streamline utilization management, serving payer organizations covering over 50 million lives.

Embedded product protection platform enabling merchants to offer extended warranties.

Modern Life is a New York-based, technology-enabled life insurance brokerage that gives financial advisors access to 30+ carriers across term, permanent, annuity, disability, and long-term care products. Its platform combines instant quoting, data-driven and AI-assisted underwriting assessments (including instant "Express Decision"), digital applications, and end-to-end agency management. Founded by fintech veterans Michael Konialian (ex-CoverWallet) and Jack Arenas (co-founder/CTO of Petal), it has raised $35M from Thrive Capital, New York Life Ventures, Northwestern Mutual Future Ventures, and Allegis.

Medicaid navigation platform that helps consumers enroll, retain coverage, and access benefits through health plan partnerships.

Micruity provides retirement-income data infrastructure connecting recordkeepers, insurers, and asset managers to operationalize lifetime income products.

Kubera Health builds the contract-to-payment system of record for American healthcare, turning payor-provider agreements into structured rules that run continuously against claims and payment data to flag discrepancies. Its platform pairs Contract Intelligence and a Contract Modeler with Payment Auditing and Policy Intelligence to give payors and providers a shared source of truth on every payment. Founded in 2023 by Roja Garimella, MD, it raised a $6.5M seed round led by Upfront Ventures in May 2026.

Lazarus AI (Lazarus Enterprises, Inc.) is a Boston/Cambridge, MA-based enterprise AI company focused on document understanding and intelligent data processing. Its platform — OCR/Forms extraction, the RikAI reasoning engine, and a Vector Knowledge Graph — extracts and reasons over documents, images, and other unstructured data without training, serving insurance, public-sector, and healthcare customers. It received undisclosed strategic investments from WaveFx (Aug 2024) and QBE Ventures (Oct 2024).

AI claims copilot for insurers-automates intake, triage, and adjuster workflows with explainable outputs.

Angle Health is a venture-backed health insurance technology company that provides a modern, tech-enabled health plan platform for small and mid-sized employers. Its platform integrates with payroll, HRIS, and benefits administration systems and offers members telehealth, behavioral health, and digital health services.

careCycle builds voice AI agent teams for Medicare and ACA insurance agencies, automating post-enrollment member engagement to reduce churn. Its AI receptionist Cora handles after-hours calls, callbacks, and lead qualification with built-in HIPAA/CMS compliance before warm-transferring to licensed agents.

AI-powered accounting automation and revenue intelligence platform built for large insurance brokers, automating direct billing, cash application, and carrier payables workflows.

Full-stack AI-native insurance carrier that automates underwriting, policy management, and claims for startups and commercial businesses.

Devoted Health is a Medicare Advantage insurer and payvider that combines health plans, an owned medical group, and in-house member Guides to coordinate care for older Americans. Founded in 2017 by brothers Todd and Ed Park, it now serves 400,000+ members across dozens of states.

Factify builds governed truth infrastructure for agentic AI, letting enterprises seal policies, procedures, and tribal knowledge into an executable rulebook that directs, controls, and audits AI agent actions. The Tel Aviv-based startup is replacing static PDFs with intelligent, governed documents for regulated industries like banking, insurance, and legal.

Klaimee provides liability insurance and risk certification for autonomous AI agents, covering failures that traditional E&O and cyber policies explicitly carve out. It evaluates agents across eight risk dimensions (scope, data exfiltration, unauthorized action, output integrity, adversarial manipulation, behavioral stability, model drift, operational control), issues a 'Klaimee-Verified' badge, and backs certified agents with financial guarantees of up to $50,000. Customers are AI vendors selling agents to enterprises and enterprises deploying agents internally.

LunaBill builds AI voice agents that automate insurance follow-up calls and accounts-receivable work for hospital and RCM billing teams, checking payer portals, calling insurers, filing appeals, and resubmitting claims. Its platform integrates with Epic, Cerner, Waystar, and Availity, and the company emerged from Y Combinator's Fall 2025 batch.

Luzern Risk is an AI-native, full-service captive insurance manager that designs, forms, and manages custom captive programs for mid-market businesses. The platform helps companies retain and manage their own insurance risk as a strategic asset rather than relying solely on traditional commercial carriers.

Notch builds an AI operating system for regulated industries such as insurance and financial services, deploying AI agents across customer-facing conversations and back-office workflows with governance, auditability, and control. Its platform resolves support tickets end-to-end rather than deflecting them, claiming up to 87% autonomous resolution. Founded in 2021 by Rafael Broshi, Elool Jacoby, and Yuval Peled, with R&D in Israel (Ramat Gan/Tel Aviv) and a US presence in New York.

Health insurance data platform modernizing benefits data exchange between HR tech and carriers.

Pasito provides employee benefits communication and decision-support software to help employers improve benefits engagement and outcomes.

Re (Re Protocol) is an onchain reinsurance platform that connects stablecoin capital to fully collateralized, regulated reinsurance treaties via its licensed affiliate Cover Re. Depositors earn yield from real insurance premiums through tokenized tranches (reUSD and reUSDe), with the protocol governed by the RE token issued by Resilience Foundation.

Self Inspection builds an AI-powered vehicle inspection and vehicle-condition intelligence platform. Users capture a car through guided smartphone photo capture and the system automatically detects scratches, dents, and tire wear, producing standardized damage estimates and condition reports. It serves dealerships, rental companies, fleets, lenders, auctions, and marketplaces as a continuously updated system of record for vehicle condition, and has completed over one million inspections.

Solva builds AI agents that automate insurance claims handling for carriers and MGAs, sitting on top of existing claims systems. Its agents detect incomplete evidence, policy breaches, and fraud, and return source-cited, verifiable claim recommendations to cut wrongful payouts and manual review time. Founded in 2025 by insurtech and fintech operators, the company went through Y Combinator's Summer 2025 batch.

Tomorrow Health is a New York-based home healthcare technology company that connects patients, providers, payers, and home medical equipment suppliers on a single platform. It automates ordering, benefits verification, and supplier matching for home-based care so patients get equipment and supplies delivered faster. The company partners with health plans and health systems to manage the home care supply chain end to end.