FinTech AI Startup Jobs

Airwallex is a venture-backed fintech building cross-border payments and global financial infrastructure for businesses operating internationally. It offers multi-currency business accounts, global payments, cards, and embeddable money-movement APIs, and is expanding into AI-native and agentic finance products. The company runs dual global headquarters (Singapore and San Francisco) with a significant US presence and hiring footprint.

Market intelligence platform using AI to analyze business documents and extract insights for investment professionals.

Plata is a Mexican digital banking platform offering AI-powered financial services and a credit card product, aiming to simplify and personalize the financial experience.

Wealth management platform providing data aggregation and portfolio analytics for financial advisors.

Secure generative AI platform purpose-built for elite financial institutions, automating investment banking research and analysis. Founded by former investment banking analysts, Rogo serves major banks with AI-powered financial agents across offices in New York and London.

DualEntry is an AI-native ERP accounting suite that automates 90% of manual accounting tasks including general ledger, accounts receivable/payable, bank connections, audit controls, and FP&A, enabling modern finance teams to close books faster.

Jeeves is a global financial infrastructure platform providing corporate cards, expense management, cross-border payments, and bill pay for businesses operating across 25+ countries. Founded in 2019 and valued at $2.1B, Jeeves enables companies to spin up their finance function within minutes.

API-first stock/ETF/crypto brokerage infrastructure for developers.

Carta builds equity management, cap table, and fund administration software for private markets. Its platform helps companies, investors, and employees manage ownership, equity, valuations, and compliance, and administers thousands of venture and private-equity funds. Founded in 2012 (originally as eShares), it serves companies from seed stage through pre-IPO.

Mercury is a fintech company providing a full-stack banking platform built specifically for startups and scaling businesses. With products spanning checking, savings, treasury management, corporate cards, and venture debt, Mercury serves over 200,000 startups.

Range is an all-in-one AI-powered wealth management platform that democratizes financial planning for high earners and the mass affluent market. The platform features Rai, an AI wealth manager offering predictive planning and proactive tax optimization, backed by certified financial planners and fiduciary advisors.

Rho offers a financial platform for startups and scaling companies that combines business banking, corporate cards, treasury, bill pay, expense management, and accounting automation in one workflow.

Rain builds stablecoin-powered card issuing and payments infrastructure, helping fintechs and global businesses launch card programs and settle transactions with stablecoins.

Taktile is an AI-powered decision platform built for financial institutions, enabling automated decisions across credit underwriting, fraud detection, AML compliance, and customer onboarding.

Mollie is a European payment service provider offering a simple, developer-friendly API for online payments, subscriptions, and financial services. It supports a wide range of payment methods across Europe, serving tens of thousands of businesses from startups to enterprises.

Cloud-native investment management platform transforming how investment firms operate.

Candid Health is an autonomous revenue cycle automation platform for healthcare providers. It automates claims processing, billing, and payment operations, serving over 200 healthcare organizations.

AI agents for accounting firms that automate bookkeeping, tax, and advisory workflows.

Rillet is an AI-native ERP platform built for modern finance teams, offering automated accounting with a unified smart general ledger, hundreds of native integrations (Stripe, Ramp, Salesforce), automated workflows, multi-entity consolidation, and specialized AI agents. Serving over 400 finance teams, it targets the $500B+ global accounting software market as a replacement for legacy ERPs like NetSuite and SAP.

Niural is an AI-native global PEO and payroll platform that unifies payroll, hiring, compliance, and payments for employees and contractors across multiple countries. It is expanding beyond payroll into long-horizon AI agents for regulated CFO and people-operations workflows via Niural AI Labs. The company reports crossing $200M in annualized gross revenue on its PEO product following its Aetna partnership.

Primer builds payment orchestration infrastructure for online merchants, giving teams a no-code workflow layer to connect processors, optimize routing, and manage the full payment stack through one integration.

A web-based platform that provides mobile game developers with integrated commerce, live operations automation, and payment solutions.

AI-enabled commercial insurance brokerage for small businesses that uses data and automation to help customers find coverage faster and at lower cost.

Embedded credit card platform enabling businesses to launch and manage integrated credit card experiences. Partners include Coinbase, Bilt, Qatar Airways, and Alibaba.

Clear Street is a cloud-native clearing, custody, and brokerage platform built to modernize capital markets infrastructure. It serves institutional clients including hedge funds, family offices, and ETF issuers across equities, options, futures, and fixed income.

Tabs is a revenue automation platform for modern B2B companies, covering billing, accounts receivable, payments, and revenue operations workflows in one system.

Co-branded credit card platform enabling consumer brands to launch customized Visa and Mastercard rewards programs, deposit accounts, and installment loan offerings.

Life insurance technology platform helping carriers digitize products and distribution.

Private markets infrastructure platform that enables venture capital and private equity fund managers to set up, manage, and administer investment entities with AI-powered workflows and expert fund services.

AI-native accounting/ERP that covers general ledger, multi-entity consolidation, AP/AR, and financial reporting.

hyperexponential (hx) is a UK-based pricing decision intelligence platform for commercial and specialty insurance underwriters. Its flagship product hx Renew enables insurers to build, deploy, and refine actuarial pricing models using large datasets and machine learning. The company has expanded into North America following its 2024 Series B funding.

First agentic AI platform for enterprise accounting, purpose-built for teams to deliver SOX-ready real-time close without uprooting their ERPs

Nevis is a unified AI platform for wealth management that helps advisory teams automate onboarding, portfolio workflows, and client service operations.

Anchorage Digital is an institutional crypto platform offering custody, trading, staking, and regulated banking services for digital assets.

Mesh builds crypto payments infrastructure that lets merchants and fintech platforms accept digital assets while settling instantly in stablecoins.

MoonPay is a cryptocurrency payment infrastructure platform that enables users and businesses to buy, sell, and swap crypto assets through credit cards, bank transfers, and other methods.

Boulevard builds a client experience platform purpose-built for appointment-based self-care businesses such as hair and nail salons, medspas, day spas, and barbershops. It combines online scheduling, messaging, marketing, and integrated payments, and processes nearly $5B in payments annually across 5,000+ businesses. The company applies AI (e.g., its Precision Scheduling feature) to optimize bookings and provider availability.

Numeral automates sales-tax compliance, registrations, filings, and exemption certificate workflows for e-commerce and SaaS businesses.

Savvy Wealth builds a technology-powered RIA platform that combines software and human advisors to deliver modern wealth management.

Global sales tax and VAT compliance platform powering over 3,000 companies across 100+ countries with AI-native automated exposure monitoring, real-time calculations, and filing.

Parafin builds embedded finance infrastructure that lets platforms offer capital and financial services to small businesses.

Slash is a business banking platform for internet entrepreneurs and high-spend businesses, offering virtual cards, corporate banking, treasury services, and developer-friendly APIs. Powers over $3B in annualized card spend.

A loyalty program and credit card that allows renters to earn points on rent payments without transaction fees, usable for travel and other rewards.

CFTC-regulated prediction market exchange where users trade on real-world event outcomes across economics, politics, weather, and other markets.

Basic Capital offers an innovative 401(k) platform that provides $4 of financing for every dollar in retirement contributions, helping workers leverage appreciating assets and achieve their retirement goals while offering employers affordable record keeping at just $5 per employee per month.

Modern property management platform streamlining operations for landlords and property managers with automated rent collection, maintenance tracking, and tenant communication.

Modern financial services platform providing fleet fuel cards, expense management, and payment solutions for businesses that operate vehicle fleets across HVAC, plumbing, and construction.

LemFi provides international payments and financial services for immigrants, offering multi-currency accounts, remittances, credit, and payments. The platform processes over $1 billion in monthly transactions across 30+ countries.

Light is an AI-powered financial platform that provides fully automated general ledger, accounts receivable, and accounts payable solutions designed specifically for multinational companies, redefining ERP by delivering fast and joyful finance automation.

Middesk is a business identity platform that automates business verification, risk assessment, and underwriting for financial institutions and enterprises. Backed by Sequoia, Accel, and Insight Partners, the platform enables companies to verify business identities quickly and accurately.

Numeric is an AI accounting automation platform that unifies close management, reporting, and cash management for complex accounting teams. The platform automates reconciliations, cash matching, and journal entries.

Zeta is a next-generation banking technology company providing cloud-native, fully stackable card processing and core banking platforms for banks and fintechs. Its Tachyon platform powers credit, debit, and prepaid card issuance, lending, and digital banking experiences for issuers. Over 25 million cards run on Zeta-powered platforms across 7 countries, supported by 1,700+ employees.

Column is a nationally chartered bank building developer-first banking infrastructure. It offers APIs and software for payments, ledgers, compliance, and bank programs so fintech companies can build on regulated banking rails.

Hebbia is an AI platform purpose-built for institutional financial services, enabling asset managers, investment bankers, and Fortune 500 companies to analyze vast quantities of financial documents and data with precision AI agents designed for billion-dollar decisions.

AI-powered sales tax, VAT and GST compliance platform automating complex tax calculations and filings for global businesses

Teamshares buys small businesses from retiring owners and transitions them to employee ownership, targeting 80% employee-owned over 20 years. It installs new leadership, provides financial education and equity-management software, and sells financial products to its network companies. Founded in 2019, it operates as part holding company, part fintech across 40+ industries and 30 states.

Ambrook is the financial layer powering American industry with accounting and capital infrastructure tailored for farmers ranchers and real economy businesses managing $1.6B+ through the platform.

Bureau is a no-code identity decisioning platform that uses AI-powered insights to prevent fraud in real-time. It serves over 200 global brands across fintech, banking, e-commerce, insurance, and gig economy sectors, having verified over 300 million identities.

AI-native compliance platform for financial firms that automates SEC and FINRA oversight workflows across marketing, communications, employee activity, and transactions.

Persona provides identity infrastructure for businesses to verify people and organizations, manage onboarding, automate KYC and AML checks, and reduce fraud across regulated digital workflows.

Technology-powered insurance platform for commercial construction, combining insurance offerings with software to manage risk and prevent losses.

Layer-1 blockchain purpose-built for stablecoins and real-world payments, born from Stripe's experience in global payments and Paradigm's expertise in crypto technology.

april is an embedded tax infrastructure platform that lets financial services partners offer fast, accurate tax filing and year-round tax advisory services through API integration. Serving wealth management firms, banks, gig platforms, and SMBs, april became the first new company in over 15 years to achieve national e-file coverage.

Array is an embedded fintech products platform that helps digital brands, financial institutions, and fintechs bring consumer financial products to market quickly. The platform provides tools for credit monitoring, identity verification, and financial wellness features.

Clarasight is an AI-native data platform for enterprise travel and expense (T&E) management. It integrates and normalizes fragmented data from travel management companies, expense tools, card programs, and HR systems into a unified, real-time, AI-ready model that powers spend visibility, approval automation, and travel program management. Formerly Climate Club, the company raised an $11.5M Series A led by AlleyCorp in April 2026.

Town is an AI-powered tax platform that gives small businesses access to high-quality tax strategy and compliance support traditionally available only to large corporations. The platform pairs each client with a dedicated human tax advisor while using AI-driven automation for document collection, data processing, and deduction identification.

AppZen is an AI platform for finance and accounts payable automation, using agentic AI to audit expenses, invoices, and contracts for enterprise customers. Founded in 2012 and headquartered in San Jose, CA, it serves 500+ global enterprises including 65 Fortune 500 companies such as Amazon, Salesforce, and JP Morgan Chase. The company is cash flow positive and raised a $180M Series D in 2025.

Coinflow is a payment service provider that lets merchants, web3 games, and consumer apps accept traditional card payments and settle instantly using stablecoins. Its API handles global card acceptance across 170+ countries, fraud prevention, merchant underwriting, and crypto-to-USD payouts to bank accounts. Founded in 2022 and headquartered in Chicago, it raised a $25M Series A led by Pantera Capital in October 2025.

Marketplace and tooling for transferable clean-energy tax credits, extending into broader climate finance.

Databento is a market data platform that delivers real-time and historical data on futures, options, and equities through a single API, positioning itself as a developer-first, usage-based alternative to legacy providers like Bloomberg and LSEG. Founded in 2019 by former quant trader Christina Qi, it lets trading firms, funds, and fintechs access normalized institutional-grade market data without long-term contracts.

AI platform that automates accounts receivable work for companies with autonomous AR automation technology

Tomo Mortgage is a digital mortgage lender founded by former Zillow executives that uses AI to automate underwriting and sales, offering home loans with no lender fees and below-market rates. The company operates in 31+ states and ranked in the top 10% of U.S. mortgage lenders by December 2024 purchase volume. In March 2025 it raised a $20M Series B backed by Progressive Insurance, bringing total funding to $130M.

Automates financial planning and analytics workflows for scale-ups; enables data sync, scenario modeling, and reporting.

Collective is the first online concierge financial platform designed to give self-employed entrepreneurs the technology and team they need to manage company formation, tax, accounting, and bookkeeping, so they can focus on their passion instead of paperwork.

Justt is an AI-powered chargeback automation platform that helps merchants automatically dispute and recover revenue lost to chargebacks. The platform uses machine learning to analyze transaction data and build tailored evidence packages.

Maybern is a private fund management platform that unifies fund data, automates operations, and delivers real-time reporting for fund CFOs.

Narmi provides cloud-based digital banking, account opening, admin, payment, AI, and API products for banks and credit unions, helping community financial institutions launch modern consumer and business banking experiences.

Ownwell is an AI-driven property tax appeal service that challenges property tax assessments on behalf of homeowners and commercial property owners across a dozen states. Operating on a contingency model, Ownwell charges no upfront fees and collects 25–35% of the savings it secures for clients. Since launching in 2021, it has processed over 1 million appeals and saved customers more than $400M in property taxes.

Phantom is a leading multi-chain, self-custodial crypto wallet supporting Solana, Ethereum, Bitcoin, Base, and Polygon with over 15 million monthly active users. The platform offers token swaps, staking, NFT management, and cross-chain capabilities.

Sequence is an AI-first revenue automation platform for B2B finance teams that unifies CPQ, billing, and revenue recognition into a single system. It automates the full contract-to-cash workflow from quoting through invoicing and revenue recognition.

Suger is an end-to-end cloud marketplace revenue engine that helps SaaS companies manage product listings, contracts, billing, and metering across AWS, Azure, and GCP.

Talos provides end-to-end institutional crypto trading platform with liquidity access, automated execution, and clearing services, reaching unicorn status with $1B+ valuation.

Wayflyer is a revenue-based financing platform for e-commerce merchants, providing flexible capital to help online businesses grow.

Baselayer is an AI-powered business identity network for KYB (Know Your Business) verification, credit risk assessment, and fraud prevention. Its platform unifies public records, agentic AI, and networked intelligence so banks, fintechs, lenders, marketplaces, and government institutions can onboard and underwrite businesses in real time instead of via static data and manual review. Products span identity verification and business ratings, credit signals (liens, lawsuits, bankruptcies), and ongoing portfolio monitoring.

Cloud-based portfolio management platform for private market investors providing market-leading monitoring, reporting, and diligence tools with AI capabilities

Footprint delivers KYC and KYB onboarding with AI-driven identity and fraud checks for financial services teams.

Jump AI is an advisor copilot that automates meeting notes, CRM updates, and follow-up tasks for wealth management teams.

AI-native operating system for investment management, providing automated trading, data and analytics, risk management, and portfolio optimization for fixed income. APIs power firms representing 100B+ in assets.

Sunset helps tech companies wind down with confidence, handling all the legal, tax, and operational burdens of startup dissolution including bankruptcies, subscription cancellations, and asset liquidations.

Titan is a banking-native AI platform purpose-built for regulated financial institutions. Its proprietary small language models are trained on OCC, CFPB, FFIEC, FDIC, and Federal Reserve guidance and deployed as governed agents that help bankers draft credit memos, summarize loan files, extract regulatory guidance, and automate compliance and lending workflows. Every response ships with a chain-of-thought audit log for auditability.

A health insurance platform aiming to provide simplified, horizontally integrated health coverage for consumers.

Digital family office democratizing wealth management by making sophisticated financial strategies accessible to accredited investors starting at $10,000, offering private market access and tax-efficient investments.

Finix is a full-stack payment processor and payments infrastructure platform that helps software platforms, marketplaces, and businesses accept payments, send payouts, manage risk, and build embedded payment experiences.

Method provides API infrastructure for consumer liability account connectivity, real-time debt data, and embedded repayment experiences across lending and fintech products.

Nuvo builds a trade credit platform that helps B2B sellers onboard buyers, verify businesses, and make faster credit decisions.

PactFi provides secure, end-to-end operational infrastructure for managing complex private credit transactions. Its platform replaces fragmented email chains and spreadsheet-driven processes with shared workflows, structured data exchange, and coordinated execution across counterparties. The New York-based company has processed over $300B in deal volume across 250+ counterparties and serves eight of the top 20 credit asset managers.

Platform scaling unified climate action by helping organizations source, purchase, and manage carbon credits with efficiency, transparency, and rigor. API-first infrastructure for the voluntary carbon market.

Rowspace is a San Francisco-based AI platform that helps financial services firms—especially private equity and investment firms—turn proprietary, scattered internal data into actionable decision intelligence. It unifies information across document repositories, investment platforms, and accounting systems to support investment research, risk analysis, and deal evaluation. Founded in 2024 by former Notion CTO Michael Manapat and CFO Yibo Ling, it emerged from stealth in February 2026.

AI-driven loan servicing platform for auto lenders that automates post-origination workflows, borrower communications, and compliance.

Venn is a Canadian business banking platform offering multi-currency accounts, corporate cards, global transfers, and accounting automation for Canadian businesses.

Vesta provides mortgage infrastructure software for lenders, covering origination, processing, and servicing on a cloud platform.

Aleph is an AI-native FP&A platform that connects data, strategy, and spreadsheets for finance teams. It automates financial models, streamlines budgeting and forecasting with 150+ data source integrations. Customers include Zapier, Webflow, and Notion.

Duetti is a New York-based music financing platform that buys catalog rights and individual master/publishing tracks from independent artists, using data-driven valuations to price deals. Artists receive upfront cash while Duetti monetizes and markets the acquired catalogs. Founded in 2022, it has since expanded into publishing catalog deals and new funding programs for indie creators and songwriters.

F2 is an AI platform for private markets investors, purpose-built for private credit, private equity, and commercial banking. It turns unstructured deal data and a firm's historical deal history into a queryable institutional knowledge asset, using multi-model agentic workflows (including its autonomous agent, Adam) to produce investment-grade analysis and memos in minutes. Spun out of Arc Technologies in 2025, F2 serves 100+ funds and banks representing $400B+ in AUM.

Personal wealth and portfolio tracker for individuals and families.

Hanover Park is an AI-native fund administrator for private equity and venture capital firms, combining fund administration, portfolio management, and an LP portal in one vertically integrated platform. Its stack includes a proprietary general ledger, waterfall engine, investor portal, and an AI co-pilot that lets fund CFOs query financial data. The company has scaled to roughly $15B+ in assets under administration since launching in 2024.

Automated bookkeeping and accounting platform for freelancers and self-employed entrepreneurs, streamlining expense tracking, tax prep, and financial management.

Novig operates a peer-to-peer sports prediction market where users trade directly with one another instead of against the house, eliminating hidden fees and biased odds. Founded in 2021 by Jacob Fortinsky and Kelechi Ukah and backed by Y Combinator (S22), it has become the fastest-growing platform in the U.S. sports prediction category. In February 2026 it raised a $75M Series B at a $500M valuation to compete with Kalshi and Polymarket.

nsave offers cross-border banking and payments products for people in high-inflation and underserved markets, including USD accounts and cards.

Planned provides an AI-enabled source-to-pay platform and managed service for corporate meetings, travel, and events, combining venue and vendor sourcing, approvals, contracting, payments, attendee management, and program reporting.

GovTech platform that streamlines government payments and benefits, making it simple for residents to receive benefits, engage with assistance programs, and set up flexible payment plans.

Truemed is a US health-payments fintech that lets consumers spend tax-advantaged HSA/FSA funds on evidence-based lifestyle interventions — fitness equipment, supplements, gym memberships, saunas and similar. It works with a network of licensed practitioners who issue Letters of Medical Necessity, and powers HSA/FSA acceptance at checkout for 3,000+ merchants including Peloton, Eight Sleep, Garmin, Rogue Fitness and CrossFit. The company reports 3x year-over-year revenue growth for two consecutive years.

Akur8 provides an AI-powered insurance pricing and reserving platform that automates actuarial workflows using transparent machine learning. Founded in France in 2018, it serves P&C and health insurers globally with SaaS tools for pricing, loss reserving, and portfolio management. The company has expanded internationally with offices in New York, London, Tokyo, and Milan.

Practice management and workflow software for accounting firms.

Codex is building a stablecoin-native blockchain designed specifically for cross-border payments and FX, providing on-ramps, off-ramps, and fiat-to-fiat transfers with built-in compliance and identity systems. The platform operates on an Ethereum Layer 2 using Optimism's tech stack, targeting payment service providers and enterprises in emerging markets.

Duna is an AI-native business identity platform that helps banks, fintechs, and enterprises automate business (KYB) onboarding and compliance. Founded in 2023 by Stripe alumni and headquartered in Amsterdam, it operates a shareable business-identity network and a policy engine that turns compliance rules into auditable, executable code. Customers include Plaid, Fiserv (CCV), Moss, and SVEA Bank.

Luminary is a vertical SaaS platform for the trust and estate services industry, used by wealth, legal, and tax advisors serving high-net-worth clients. Its AI tooling digitizes and summarizes estate planning documents into structured data, then visualizes and models estate plans including distributions, growth scenarios, and tax liabilities. Founded in 2022 in New York and backed by 8VC, Focus Financial Partners, and Rockefeller Asset Management.

Pliant provides a B2B credit card platform for corporate cards, virtual cards, cards-as-a-service, and payment process automation, helping companies control spend and integrate card data into finance systems.

Sapien builds AI-native analysts for finance and operations teams, connecting ERP, warehouse, spreadsheet, and operational data. Its agents help CFO and analytics teams find profit drivers, explain variance, and act on messy transaction-level data faster.

Atlas Card provides a premium card, concierge, and spend management platform for modern consumers and businesses.

Branch provides earned wage access and digital banking tools that let employers pay hourly, gig, and contract workers instantly instead of waiting for the traditional payroll cycle. Its platform offers on-demand access to earned wages, zero-fee digital wallets, a paycard alternative, and instant payouts for both W-2 and 1099 workforces. Branch serves companies such as Walmart Spark, Uber Freight, and Kelly.

Concourse builds AI agents for corporate finance teams to automate financial tasks, workflows, and processes with intelligent automation.

Endex builds Excel-native AI agents for financial modeling and analysis, helping finance teams automate spreadsheet-heavy workflows.

Fin is a New York–based payments platform built for high-value, global, and instant transactions, using stablecoins to let users and businesses move millions of dollars in seconds to other Fin users, bank accounts, or crypto rails. Founded by ex-Citadel engineers Ian Krotinsky and Aashiq Dheeraj, the company was previously known as TipLink, a Solana-based link-to-send crypto wallet. It combines crypto settlement speed with traditional-finance reliability and compliance for cross-border and enterprise payments.

Banking and cash management for e-commerce brands with real-time insights.

API-driven deposit network and cash management for banks and credit unions.

Expert Intelligence platform that unifies complex financial workflows into reliable AI agents.

Stacks is an agentic AI platform for enterprise accounting that automates the financial close process, including reconciliations, journal entries, variance analysis, and reporting. Founded by former Uber and Plaid leaders, Stacks enables finance teams and AI agents to collaborate to close the books twice as fast.

Sydecar provides fund and SPV back-office infrastructure so managers can launch, operate, and administer private investment vehicles.

Trovy is a consumer fintech that turns home equity into an on-demand, low-cost line of credit accessible through a Mastercard-branded card usable anywhere. Its HELOC card positions home equity as an alternative to high-rate credit cards and personal loans, and it is expanding a broader financing platform for U.S. homeowners. The company is live in 27 states and licensed in 30.

Consumer-permissioned data platform that provides API access to payroll, employment, and financial data for streamlined income and employment verification, asset verification, and direct deposit switching.

Adaptive builds AI-native finance tooling to automate accounting and operations workflows for modern software and startup teams.

AtoB builds a financial services platform for fleets, freight brokers, factors, and logistics operators, offering fuel and spend cards, instant payments, working-capital products, fraud controls, and fleet payments infrastructure.

Full-stack AI-native insurance carrier that automates underwriting, policy management, and claims for startups and commercial businesses.

EnFi builds an AI-powered financial intelligence platform for lenders and financial institutions, focused on credit underwriting, portfolio monitoring, and risk analysis workflows.

Insurance underwriting platform using AI to help insurers price risk more accurately.

Fun builds payments infrastructure that moves money on and off blockchains, offering white-label deposit, withdrawal, orchestration, and checkout flows for fintech, DeFi/trading, and sports/gaming platforms. It is the sole deposit provider for Polymarket and also powers payment flows for Lighter and Aave, processing over $18B in annual volume. Founded in 2022 and previously in stealth, the company is headquartered in Midtown NYC and is opening a Singapore office.

Personal finance app providing comprehensive spending tracking, investment management, and financial goal planning.

Notabene is a regulatory-technology platform that helps crypto businesses and financial institutions comply with the FATF Travel Rule, screen counterparties, and authorize transactions before they settle. Its compliance network connects 2,300+ institutions across 100+ jurisdictions, and its Notabene Flow product extends the network into B2B stablecoin payments. The company is remote-first and headquartered in New York.

Poetic (formerly Forge) is a San Francisco-based AI automation platform that learns an enterprise's own procedures, training materials, and expert feedback instead of requiring hand-coded workflows, then compiles them into deterministic software that runs end-to-end business processes. The system claims 99%+ accuracy and self-heals when underlying enterprise systems change. It is deployed at financial institutions including SoFi, AIG, and Chime for transaction monitoring, KYC compliance, and dispute investigations.

Quanta delivers AI-powered real-time accounting and bookkeeping services purpose-built for software companies, integrating with financial tools like Brex, Mercury and Stripe to provide instant access to key business metrics.

Spade is a New York–based fintech data company whose API turns raw, messy card transaction strings into structured records matched against a proprietary database of verified businesses, returning a persistent counterparty ID, clean merchant name, category, and location. Banks, fintechs, and platforms including Stripe, Mercury, Bilt, FIS, and Corpay use Spade to power authorization decisions, rewards, spend controls, analytics, and AI features. The company processes as many as 1.9 billion transactions daily and reported 470% YoY revenue growth before its 2026 Series B.

Blockchain-based loyalty and payments platform for restaurants, letting diners earn $FLY cryptocurrency rewards at participating restaurants. Built on Coinbase's Base layer-2 protocol.

Bretton AI (formerly Greenlite AI) is an agentic AI platform for financial crime compliance, automating AML, KYC/KYB, sanctions investigations, and transaction monitoring for regulated financial institutions. It is trusted by OCC-, FDIC-, and Federal Reserve-regulated banks and fintech platforms including Robinhood, Mercury, and Gusto. The company rebranded from Greenlite AI in February 2026 following its $75M Series B.

Finch is a unified employment API platform that enables HR tech, fintech, and benefits companies to securely read and write data across 250+ HRIS and payroll systems through a single integration. Founded via Y Combinator in 2020.

Froda provides digital financing and embedded lending products that help small businesses access working capital.

A conversational AI platform transforming customer operations in financial services, automating manual and repetitive tasks in customer support operations.

AI-native insurance brokerage focused on health insurance for small and midsize businesses, using software and automation to modernize plan shopping and employee coverage decisions.

Lithic is a modern card issuing platform for developers, enabling businesses to create, manage, and process virtual and physical payment cards via flexible APIs.

Mynt is a Swedish fintech providing AI-powered corporate cards and spend management for SMEs. Their platform combines smart business cards, automated receipt handling, travel cost management, and accounting integrations across 5 European markets.

Neon is a modern direct-to-consumer payment platform built specifically for mobile games, helping game publishers build branded digital stores and bypass costly app store fees while providing players with personalized experiences and publishers with higher profit margins.

Octaura operates the first comprehensive electronic trading platform for syndicated (leveraged) loans and CLOs, combining real-time trading with data and analytics across the full trade lifecycle. Founded in 2022 as an independent company by a consortium of banks including Bank of America and Citi, it launched its loan platform in 2023 and captured roughly 4.6% of secondary loan trading volume within two years. It is headquartered in New York and is building out a CLO trading platform.

Subscription commerce platform powering recurring revenue for e-commerce brands.

Adfin builds AI-powered invoice payment and credit-control software for small and midsize businesses, accountants, and platforms, combining modern payment infrastructure with automated finance workflows to help companies get paid faster.

A London-based AI-native employee benefits platform that helps enterprises manage and optimize employee benefits using artificial intelligence.

Capchase is a vendor-financing technology platform that pays B2B software and hardware vendors upfront while letting their buyers repay in installments. Founded in 2020 as a revenue-based financing provider for SaaS companies, it has since pivoted to B2B buy-now-pay-later and embedded financing infrastructure with AI-enabled underwriting. In May 2026 it raised $26M in equity alongside a $174M credit facility to scale globally.

Deal Intelligence Platform purpose-built for legal and financial professionals, using proprietary AI to transform complex transactional documents into strategic insights, serving nearly half of AmLaw 10 firms.

Clair embeds earned wage access and on-demand pay into payroll and workforce systems, using bank-backed infrastructure to deliver compliant short-term liquidity to workers.

Comun is a New York-based digital neobank providing fee-free financial services tailored to Latino immigrants in the United States. Users can open an FDIC-insured checking account and get a Visa debit card in minutes using 100+ Latin American ID types (no SSN required), with Spanish-first support, remittances, early paycheck access, and instant payments. The company monetizes through interchange, remittance fees, and interest on deposits.

Business-in-a-box-formation, banking, and compliance for founders globally.

Crypto exchange infrastructure company behind Phoenix, a decentralized exchange on Solana.

Embedded product protection platform enabling merchants to offer extended warranties.

Finmid provides modular, API-driven embedded lending infrastructure for B2B platforms. The company enables platforms like Wolt, Glovo, and Bolt to offer financing solutions directly to their SMB customers across 30 European markets.

Medicaid navigation platform that helps consumers enroll, retain coverage, and access benefits through health plan partnerships.

All-in-one business banking, bookkeeping, and tax platform for freelancers and self-employed workers, combining a checking account, automated tax estimation, invoicing, and expense tracking.

Heron Data uses AI and LLMs to automate document-heavy workflows in lending, equipment finance, and insurance, extracting and enriching information from documents at scale. The company processes over 350,000 documents per week for 150+ customers including FDIC-insured banks and insurance carriers. It closed a $16M Series A led by Insight Partners in July 2025.

Business banking and financial management platform specializing in checking accounts, corporate cards, and financing solutions

Model ML builds AI Modules as digital teammates that autonomously execute complex multi-step workflows in finance automating Word PowerPoint and Excel outputs for investment banks private equity and consultancies.

Modern Life is a New York-based, technology-enabled life insurance brokerage that gives financial advisors access to 30+ carriers across term, permanent, annuity, disability, and long-term care products. Its platform combines instant quoting, data-driven and AI-assisted underwriting assessments (including instant "Express Decision"), digital applications, and end-to-end agency management. Founded by fintech veterans Michael Konialian (ex-CoverWallet) and Jack Arenas (co-founder/CTO of Petal), it has raised $35M from Thrive Capital, New York Life Ventures, Northwestern Mutual Future Ventures, and Allegis.

Monk is an AI-native accounts receivable automation platform that turns contracts into cash using AI, real-time tracking, and smart workflows to handle invoice and collection exceptions.

Pontera is a fintech platform that lets financial advisors securely manage, trade, rebalance, and report on clients' held-away retirement accounts such as 401(k)s, 403(b)s, and HSAs. Its technology connects to workplace plan providers without requiring credentials to be shared with the advisor, keeping the workflow compliant and auditable. Founded in Israel as FeeX, it rebranded to Pontera and now serves RIAs, broker-dealers, and large wealth-management firms.

Unified AI platform for financial institutions enabling banks and credit unions to offer banking services through AI-powered chats and voice conversations

Rainforest provides embedded payments infrastructure for vertical SaaS platforms, including merchant onboarding, payment operations, and payfac-as-a-service capabilities.

Raylu is an AI-native deal origination platform for private-market investors that automates market mapping, target research, and outreach. Venture, growth equity, private equity, and corporate development teams use it to go from investment thesis to booked founder meetings in minutes instead of weeks. More than 45 funds representing over $500B in AUM use Raylu as their AI sourcing engine.

Rove is building the first universal airline mile, a loyalty program that lets users earn and redeem miles across dozens of international airlines and hotel chains worldwide. Through a Chrome shopping extension and hotel booking platform, Rove enables travelers to earn transferable miles without needing credit cards. The Y Combinator-backed startup partners with airlines including Air France-KLM, Qatar Airways, and Finnair.

Turnkey provides secure, scalable, and programmable crypto wallet infrastructure for embedded wallets and onchain transaction automation. Built by the team that scaled Coinbase Custody past $100B in assets, it powers 50M+ embedded wallets.

AgentSmyth builds autonomous AI agents for institutional trading and investment teams, delivering real-time market intelligence, earnings analysis, macro context, sentiment, and auditable decision support for regulated finance.

Apron is a B2B payments platform for small businesses that digitises and simplifies payments, enabling batch payments to suppliers and employees, expense management, and automated reconciliations.

Casca is an AI-native loan origination platform for SBA lenders and FDIC-insured banks that processes loans 10x faster by automating document collection, KYB checks, and compliance procedures, achieving 90% reduction in manual effort and 3x higher conversion rates.

Catena Labs builds AI-native financial infrastructure spanning agent identity, stablecoins, and banking rails so AI agents can participate in the economy safely.

Ekho is an end-to-end vehicle commerce platform that unlocks online sales and automates in-store workflows, consolidating websites, F&I, DMV work, taxes, and compliance to power compliant, digital sales of titled vehicles with a seamless, Tesla-like experience.

Findigs builds a rental screening and leasing decisioning platform for property managers and operators, automating tenant application processing, income and identity verification, and fraud detection. Its underwriting tools help housing providers make faster, more consistent leasing decisions while supporting affordable-housing workflows (LIHTC, Section 8) and rent-guarantee products.

Greenboard builds an AI-powered operating system for compliance and back-office workflows at financial institutions, replacing legacy compliance tooling.

Gridline provides a digital wealth platform enabling investors to access alternative investments with top-tier fund managers across venture, buyout and real assets.

Griffin is an API-first UK bank providing a full-stack banking-as-a-service platform for companies that need regulated accounts and payments.

M0 builds programmable stablecoin infrastructure for financial institutions, providing minting, settlement, treasury, and compliance primitives for digital dollar products.

A Layer 1 blockchain designed from the ground up for the AI era, building a planetary-scale verifiable supercomputer that concentrates the world's compute into a single blockchain.

AI-native investment bank for small and mid-market businesses, using AI agents to match buyers with acquisition targets in days instead of months, focusing on M-M revenue companies.

Pinwheel builds payroll and income data connectivity products for banks, lenders, credit unions, and fintechs, including direct deposit switching, income and employment verification, subscription management, and consumer-permissioned financial data APIs.

Sphere Labs (Sphere Laboratories, Inc.) builds SpherePay, a global stablecoin payments API and dashboard that lets businesses move dollars across borders and settle in under 30 minutes across 160+ markets. The platform handles fiat/stablecoin on- and off-ramps, cross-border settlement via local banking partners, treasury and liquidity management, and local compliance. It is also developing SphereNet, its own payments network.

Tank Payments is a neobank and payments infrastructure platform built for the trucking industry, offering commercial credit cards, payables automation, and banking products designed for freight businesses. The company is a Y Combinator S22 graduate headquartered in Austin, TX.

Unit provides embeddable banking and lending products that enable software platforms to integrate financial services—including accounts, money movement, card issuing, and capital products—directly into their products. Processes over $80B in annual transactions.

Yendo builds a vehicle-secured credit card that leverages car equity and AI underwriting to expand access to credit.

Alpen Labs builds Bitcoin infrastructure and cryptography tooling, using zero-knowledge proofs to deliver a modular rollup that makes Bitcoin scalable, private, and programmable. The remote-first team of cryptographers and engineers (ex-Blockstream, Palantir, Nethermind) is building financial rails on Bitcoin, including lending and BTC yield products. Founded in 2022, it has raised $19.1M across a seed round led by Ribbit Capital and a January 2025 strategic round led by DBA and Cyber Fund.

Autonomous is an AI-powered financial advisor that pairs robo-advisor automation with the personalization of a human wealth manager at a 0% advisory fee. Built by Autonomous Technologies Group (ATG), an applied AI research lab founded by Paperspace co-founders Dillon Erb and Daniel Kobran, it uses frontier AI models and real-time market data to build and manage personalized investment portfolios. The consumer iOS app aims to be SOC2, FINRA-licensed, and SEC-compliant at launch.

A web3 gaming infrastructure platform providing wallet-as-a-service and payment rails for games.

Blockworks provides crypto market data, research, and media for digital asset markets. It operates an onchain capital markets intelligence and networking platform that connects investors and businesses, and delivers breaking news and premium insights about digital assets and web3.

Contra runs a commission-free professional network and hiring marketplace where independents showcase work, find projects, and get paid without platform take rates.

Copilot Money is a personal finance management app for iPhone, iPad, Mac, and Web that uses machine learning to deliver hyper-personalized finance data insights, helping over 100,000 users effortlessly understand and manage their spending, budgeting, and investing.

Cranston AI is a full-stack AI accounting firm that automates bookkeeping, tax compliance, and financial analysis for startups and SMBs. The company combines licensed CPAs with autonomous AI workflows to serve the accounting labor market. Founded in 2025 and backed by Y Combinator F25.

Cube is the AI-powered financial intelligence platform built for FP&A teams, providing a spreadsheet-native solution that integrates with Excel and Google Sheets to streamline financial planning, analysis, and reporting workflows.

Hummingbird builds AI-enabled compliance software for financial institutions, covering customer screening, transaction monitoring, investigations, and regulatory reporting.

Internet Backyard is building the financial backbone for the global compute economy, helping operators finance and scale infrastructure.

LiveFlow builds AI-native accounting and financial reporting software that syncs QuickBooks, Xero and other accounting data into live financial models, consolidations and dashboards. Its Flow product extends the platform into an AI-native ERP for multi-entity businesses, automating consolidation across currencies, classes and locations. Founded by former Revolut operators and backed by Y Combinator and Valar Ventures.

Lunos AI is an accounts receivable automation platform that deploys AI agents to manage receivables like a human colleague, reading customer histories, adapting tone and timing, handling two-way conversations, and working around the clock. The platform integrates with tools like QuickBooks and NetSuite, addressing the challenge of 57% of invoices being paid late across B2B finance.

Micruity provides retirement-income data infrastructure connecting recordkeepers, insurers, and asset managers to operationalize lifetime income products.

Decentralized blockchain AI platform enabling collaborative AI development with secure asset control.

Universal staking protocol offering a modular coordination framework for blockchain ecosystem, enabling protocols to evolve security models and unlock new economic primitives with over $2.7B peak TVL.

Payroll, benefits, and compliance platform for 1099 contractors and the companies that hire them.

Estate settlement and wealth transfer platform that helps families and advisors manage probate, assets, and beneficiary workflows.

KYB automation for fintechs-AI agents verify businesses and streamline compliance checks.

Marketplace helping small business owners find qualified buyers and navigate the acquisition process.

CapitalOS provides embedded spend management infrastructure for vertical SaaS platforms, enabling business credit and spend controls via API integrations for platform customers.

Crypto-integrated business banking platform that uses stablecoin rails alongside traditional payment networks.

Deduction is a New York-based consumer fintech startup building Taylor, CPAI — an AI tax accountant for U.S. consumers that pairs an autonomous AI agent with licensed-CPA oversight. The platform delivers on-demand tax filings, year-round tax planning, and instant answers via call, text, chat, or email at a fraction of a traditional accountant's cost.

Developer of EigenLayer restaking and the EigenCloud/EigenDA stack, enabling Ethereum stakers and operators to secure new decentralized services (AVSs).

Etherealize builds institutional-grade financial infrastructure on Ethereum, providing tokenization, Ethereum-native settlement, and zero-knowledge privacy systems for traditional financial institutions. Co-founded by Ethereum researcher Danny Ryan and former Wall Street trader Vivek Raman, it positions itself as the institutional product, business development, and marketing arm of the Ethereum ecosystem.

Open-source financial infrastructure platform that provides programmable ledgers, payment connectivity, orchestration tools, and reconciliation services for building modern financial applications, trusted by companies like Booksy, Doctolib, Liberis, and Shares.

Handle is a US-based fintech startup building financial infrastructure and software for construction credit teams. Its platform unifies lien and notice management, automated lien waivers, and integrated payments to streamline compliance across all 50 states. Major construction suppliers such as Ferguson, ABC Supply, and Home Depot count among its customers.

Embedded accounting platform for SMB software companies, allowing platforms to offer complete accounting and AI-powered bookkeeping services directly within their products, fully replacing external tools like QuickBooks. Supports 30,000+ SMBs through platform customers including Moxie, Nav, Dripos, and Carry with 25%+ adoption rates.

Global payments infrastructure company building on Bitcoin and the Lightning Network, enabling instant low-cost money movement worldwide through APIs and SDKs for fiat, stablecoin, and bitcoin transfers.

Polar is an open-source billing and monetization infrastructure platform for developers and AI-native SaaS companies. It enables modern billing including subscriptions, usage-based, and events-to-billing in minutes with a few lines of code.

AI-native accounting platform designed for startups and accounting firms, providing continuous reconciliation, automated bookkeeping, real-time financial reporting, and faster month-end close.

Ravio is a compensation intelligence platform that helps companies benchmark pay in real time and make salary decisions with market data.

GTM AI agents that automate outreach across voice, email, and chat to drive pipeline.

Taxwire automates global sales tax compliance for finance teams, covering calculations, registrations, filings, and exemption workflows.

B2B payments and cash collection platform that helps businesses automate invoice collection, reduce overdue payments, and provide seamless online payment options to their customers.

Yonder offers a rewards credit card and app focused on dining, travel, and lifestyle benefits for modern consumers.

Consumer investing platform that lets users automatically mirror public trades and strategies from high-profile investors and politicians.

Building a privacy-preserving Ethereum Layer 2 with programmable privacy and client-side proofs.

Baselane provides banking and financial management software for landlords and real estate investors, combining business banking, rent collection, bookkeeping, and financial analytics in a single platform. Its AI-powered automation suite (Baselane Smart) helps landlords automate banking and bookkeeping tasks. The company supports more than 50,000 real estate investors across the US.

Cynch AI develops agentic software for tax and accounting operations, automating document-heavy bookkeeping and client workflows for small business finance teams.

Daylight is a decentralized energy company using software, financing, and crypto-native infrastructure to accelerate home electrification. The platform helps households adopt clean energy products while coordinating distributed energy and financing workflows.

Divine Research builds an undercollateralized lending system using stablecoins on World Chain. Since launching in December 2024, it has issued over 1 million loans to 900,000+ unique borrowers without requiring collateral or credit history.

Every provides an all-in-one back office platform for founders, combining banking, accounting, payroll, taxes, and compliance.

Gynger is a New York–based fintech that provides embedded payments and financing infrastructure for B2B technology purchases. Its platform lets software, cloud/GPU, and hardware vendors offer branded credit and flexible payment terms to buyers, while Gynger handles origination, underwriting, servicing, compliance, and collections. The company reports over $200M in contracts financed through the platform.

Kubera Health builds the contract-to-payment system of record for American healthcare, turning payor-provider agreements into structured rules that run continuously against claims and payment data to flag discrepancies. Its platform pairs Contract Intelligence and a Contract Modeler with Payment Auditing and Policy Intelligence to give payors and providers a shared source of truth on every payment. Founded in 2023 by Roja Garimella, MD, it raised a $6.5M seed round led by Upfront Ventures in May 2026.

Open-source metering and usage-based billing platform that enables SaaS companies to build flexible pricing models with consumption tracking, subscription management, and payment orchestration.

Digital investment platform providing commission-free access to global equity markets, ETFs, and multi-currency savings across European countries.

Origin is an all-in-one financial wellness platform that combines AI-powered budgeting, automated investing, tax filing, estate planning, and access to Certified Financial Planners in a single interface. Serving teams in over 70 countries and 80 languages, the platform helps both individuals and employers manage compensation, benefits, and personal finances holistically.

Proof provides identity-centric trust infrastructure for high-stakes digital transactions, combining identity verification, notarization, and authorization workflows.

Unified API platform that connects business data across commerce, accounting, and payments platforms, enabling B2B SaaS companies to integrate financial data seamlessly.

AI-led B2B payments platform offering order-to-cash workflow automation including checkout, risk assessment, payment reconciliation, and cash management, deployed on platforms like Walmart, Alibaba, IKEA, and Samsung.

Stable Sea provides global stablecoin-to-fiat offramp infrastructure for businesses, enabling programmatic conversion of stablecoins to local currencies across 40+ countries through a unified API.

Trullion is an AI-powered accounting platform that automates financial workflows for accounting and audit teams, including lease accounting, revenue recognition, and audit management.

Zeal is a modern payroll infrastructure platform that enables staffing companies and platforms to onboard, pay, and bill workers through its API-first approach. The platform automates payroll compliance, tax calculations, and worker onboarding.

1Money is building the world's first Layer 1 blockchain protocol designed exclusively for stablecoin payments. Founded by former Binance.US CEO Brian Shroder, the network targets enterprise-grade payment use cases with the fastest and most compliant infrastructure.

Accrual builds AI software for accounting firms to automate tax return preparation, document workflows, and client collaboration at scale.

Stablecoin-powered invoice and bill payment platform that helps businesses send invoices, collect payments, and move funds across bank accounts, wallets, and local rails.

AI expense & finance assistant for SMBs-categorizes spend, flags anomalies, and drafts bookkeeping entries.

Adsum builds tax infrastructure software for UK businesses, including InstantVAT and OpenTax to automate VAT and PAYE workflows.

Agree provides an integrated contract-to-payment workflow that combines e-signatures, invoicing, and payment collection for business teams.

AIR Platforms develops AI-powered credit intelligence and workflow software for public and private credit markets, focused on faster underwriting and monitoring decisions.

Alinea is a consumer investing platform combining AI-guided portfolio recommendations with mobile-first wealth management for younger investors.

Altur builds autonomous voice AI agents for debt collection, operating across phone calls, WhatsApp, and SMS. The platform enables banks and call-center partners to automate outbound debt-collection outreach at scale, with AI agents that negotiate, handle objections, and secure payments. Since launching in Mexico, Altur's agents have collected over $6M USD on live accounts.

Amberflo is an AI monetization infrastructure platform that enables companies to track usage precisely through unified metering, cost attribution, and billing automation. Built for the AI and agentic era, it provides centralized FinOps, credits management, and revenue recognition capabilities for teams deploying LLM-based products.

AppBrilliance offers a patented Money API that enables real-time, non-custodial payments through FedNow® and RTP®.

Astrada is the data layer for autonomous finance, providing real-time card transaction data infrastructure that unifies financial data across fragmented enterprise systems. It connects directly to card networks to deliver structured, real-time transaction data via API, enabling AI-powered forecasting and autonomous finance operations for spend management platforms. Customers include Workday, Zoho, Payhawk, Miter, and Extend.

Augment Market operates a FINRA-registered marketplace for buying and selling shares in private companies, enabling pre-IPO stock transactions starting at 0,000. The platform connects investors and shareholders for seamless private stock transactions in the secondary market.

Baseline offers software for private real-estate lenders to manage origination, underwriting, servicing, and borrower payment workflows.

Billdr is building an AI-native operating system (vertical SaaS) for SMB general contractors, covering estimates, invoicing, project and team management, and payments. Founded in 2020 as a home-renovation marketplace, it pivoted in 2023 to construction back-office software and is expanding into financial infrastructure (bill pay, corporate cards, lending, insurance) plus AI features like voice-to-action commands and text-to-action agents. Based in Montréal, it serves hundreds of contractors across the US and Canada.

BossTax is a mobile-first tax automation app for 1099 independent workers and solo business owners. It provides automated bookkeeping, expense tracking via receipt scanning, tax filing, and integrated business banking from a smartphone, simplifying back-office financial tasks for non-enterprise users.

Super app platform enabling companies to embed lightweight mini-apps into existing mobile applications for payments, remittances, eSIM, lending, and marketplace features.

Brightwave builds an AI-powered investment research platform for institutional teams, automating diligence and synthesis of public and private market information.

AI-powered vendor management and procurement platform that helps companies find, evaluate, procure, and manage their tools and vendors using intelligent agents and workflow automation.

Cake Equity is a cap table and equity management platform for startups and scaleups. It enables founders to issue options globally, manage capitalization tables, and run capital raises with integrated 409A valuations.

An AI-powered client acquisition platform for wealth management firms that automates discovery, research, and engagement of prospective clients at scale.

An AI-driven financial oversight platform that helps finance teams catch costly errors in payroll, revenue, and expenses through intelligent audit agents.

Clove is a London-based fintech reimagining financial advice by combining real human advisers with AI to break the traditional economics of the advice industry. Founded by the creators of payments unicorn Paddle.

AI-powered accounting automation and revenue intelligence platform built for large insurance brokers, automating direct billing, cash application, and carrier payables workflows.

Crunched is an AI analyst embedded in Excel and PowerPoint for finance, consulting, and investment professionals, building, updating, and reviewing financial models (DCFs, LBOs, market models), extracting data from PDFs and web pages, and error-checking formulas and logic. Founded in 2025 in Oslo and part of Y Combinator's Fall 2025 batch, it is live with consulting, IB, and PE firms across Europe and the US.

Modern donor-advised fund platform that makes charitable giving easy and tax-efficient, helping members set money aside, watch it grow tax-free, and donate to nearly any U.S. non-profit.

Debbie is a consumer fintech mobile app that rewards users with cash and points for building savings and paying down debt rather than for spending. It partners with banks and credit unions—who pay to acquire and engage younger consumers—and layers on a marketplace and in-app financial-literacy modules. The company has surpassed 200,000 users who have collectively earned over $2.3M in cash rewards.

Paris-based B2B lending platform providing API-first working capital financing to SMEs across Europe with loan decisions in 27 seconds, serving 17,000+ businesses across five countries.

Enterprise blockchain technology company building the Daml smart contract platform and Canton Network for tokenizing real-world assets, backed by Goldman Sachs, Citadel Securities and DTCC

Digits is an AI-native accounting platform that automates bookkeeping, transaction categorization, and month-end close for startups and small businesses. Founded by the creators of Crashlytics, the platform pairs proprietary AI with expert CPAs to deliver real-time financials and autonomous accounting.

Dili (YC S23) builds AI automation for compliance in construction and other physical industries. Its platform handles prevailing wage, apprenticeship, and labor compliance tracking for energy, infrastructure, datacenter, advanced manufacturing, and construction projects, and has supported over $1B in federal funding claims. The company started as an AI due-diligence copilot for deal teams before focusing on industrial compliance.

Double builds AI-native practice management software for accounting firms, combining bookkeeping workflows, task orchestration, and client operations into a single platform.

Eco builds stablecoin infrastructure for developers and businesses, enabling programmable money movement and one-click onchain payment flows.

All-in-one GTM analytics solution syncing Salesforce, HubSpot, Stripe and SQL for real-time insights on pipeline and ARR

EquiLibre Technologies is a Prague-based AI and quantitative-finance company building reinforcement-learning-based autonomous trading agents for global financial markets. Founded by former DeepMind researchers (creators of DeepStack poker AI), it applies game theory and large-scale AI to algorithmic trading. It closed a Series A led by Creandum at a $500M+ valuation in mid-2026.

Era is an AI-powered personal finance platform that connects bank accounts and financial data to AI assistants like Claude and ChatGPT via MCP. The platform offers proactive money management with AI-driven transfers, savings goals, and spending rules.

Fintech platform helping renters build credit through rental payment reporting to credit bureaus, reaching 228 million monthly active users through Zillow, valued at $1.2 billion

Personalized, values-aligned investing platform for advisors and institutions.

Female Invest is a subscription-based e-learning platform dedicated to closing the financial gender gap by educating women on personal finance and investing. The platform has empowered over 500,000 women across 100+ countries with accessible financial education, courses, and community support.

Financial AI provides an AI-powered assistant for asset management workflows, including portfolio construction, strategy backtesting, and investment analytics.

Finofo is an AI-native financial operations platform for mid-market teams, automating accounts payable, approvals, global payments, receivables, currency conversion, and treasury workflows from one system.

Finom is a European digital banking platform offering financial services and payments solutions tailored to small and medium-sized businesses.

Flexprice is an open-source monetization infrastructure platform built for AI-native and SaaS companies. It enables teams to operate usage-based, credit-based, and hybrid pricing models with real-time metering and reporting, following an open-core model with self-hosted or cloud deployment options.

Social platform for fractional ownership of real estate, enabling investment clubs to pool capital and make collective decisions with automated LLC compliance, bookkeeping, and tax filings.

GraphQL-based ledger API giving fintech companies institutional-grade double-entry accounting infrastructure for real-time balance tracking, funds flow composition, and fault-tolerant money movement.

Helcim provides payment processing software and merchant services for small and midsize businesses, combining payments acceptance, invoicing, subscriptions, and commerce tools in one platform.

Hyperline is a billing infrastructure platform for B2B SaaS companies, enabling flexible pricing models, automated invoicing, and revenue recognition. It helps software companies launch and scale complex billing workflows without custom engineering.

Instant pay platform that provides employees real-time access to earned wages after every shift, improving employee retention and engagement while reducing payroll administration costs.

Kaaj is an agentic AI credit intelligence platform that automates small business loan underwriting from application to decision-ready analysis. Its AI agents handle business verification, cash-flow assessment, asset valuation and risk analysis, producing decision-ready loan files in minutes and plugging into existing loan origination systems and CRMs. The San Francisco company serves equipment finance and SMB lenders including Amur Equipment Finance, Quality Equipment Finance and Fundr.

Keep is an all-in-one finance and spend platform for Canadian businesses, combining corporate cards, bill pay, expense management, and accounting workflows in a single system.

Kite (formerly ZettaBlock) is building the payments and identity layer for the agent economy — a purpose-built L1 blockchain plus an Agent Passport that gives autonomous AI agents verifiable identity, delegated authority, spending limits and session-scoped permissions. Its stack includes Kite AIR (agent identity/policy rails) and Kite Chain, a settlement layer with sub-second finality and native stablecoin support. Founded by ex-Uber, Databricks, Salesforce and NEAR infrastructure engineers and based in San Francisco.

Klaimee provides liability insurance and risk certification for autonomous AI agents, covering failures that traditional E&O and cyber policies explicitly carve out. It evaluates agents across eight risk dimensions (scope, data exfiltration, unauthorized action, output integrity, adversarial manipulation, behavioral stability, model drift, operational control), issues a 'Klaimee-Verified' badge, and backs certified agents with financial guarantees of up to $50,000. Customers are AI vendors selling agents to enterprises and enterprises deploying agents internally.

KredosAi is an AI-powered collections and revenue recovery platform for telecom, financial services, auto lending, and large consumer service enterprises. It combines behavioral economics, machine learning, and reinforcement learning to decide when, on which channel, and with what messaging to contact delinquent customers. The company reports an 11.5% reduction in write-off rates and a 13.6% lift in customer lifetime value across its enterprise portfolio.

Lama AI is an AI-native, GenAI loan origination platform that helps community and regional banks and credit unions lend to small businesses, automating the process from application to closing. Its platform is in production at dozens of banks and has processed billions of dollars in loan volume. The company is headquartered in NYC with an R&D center in Tel Aviv.

Lettuce Financial is an automated tax and accounting system that sets up and manages an S Corp for businesses-of-one, automating payroll, tax payments, and filings to reduce tax burden for solopreneurs, contractors and freelancers.

Mangrove builds a decentralized exchange with an on-chain order book and programmable liquidity for DeFi traders and market makers.

Mantle is an AI-powered equity management platform that simplifies cap table management, 409A valuations, and equity planning for high-growth technology companies, law firms, and LPs. The platform uses AI to parse legal documents like SAFEs, option grants, and term sheets, automatically building audit-ready cap tables with round modeling and dilution analysis.

Marco is a cross-border trade finance platform for Latin American exporters, combining underwriting software with working-capital products.

Mine (formerly Fizz) is a New York-based consumer fintech building an AI personal finance app for young adults. Its products include MoneyGPT, an AI money agent that gives advice based on linked accounts, and the Mine Card, a credit-building debit card issued through partner banks. It was founded in 2021 by Carlo Kobe and Scott Smith and went through Y Combinator.

Moolaah Finance (built by Moo Research Labs, Inc. / Moolaah Protocol Ltd) is building livestock-backed credit infrastructure it calls the Biological Ledger. It normalizes real-time herd telemetry from RFID tags and GPS collars into on-chain smart contracts via its ADAPT Protocol, Biological Growth Oracle, and Proof of Steak consensus, so cooperative banks, USDA FSA, SBA, and Farm Credit lenders can price agricultural loans against current collateral condition instead of stale appraisals. The team is distributed, with some roles anchored in Wyoming and Texas.

Native is a decentralized liquidity protocol enabling seamless cross-chain token swaps and DeFi integrations. It provides infrastructure for builders to embed native token exchange functionality into wallets, dApps, and exchanges.

Natural builds agentic payments infrastructure that lets AI agents, businesses, and consumers move money reliably. Its platform packages wallets, pay-ins, collections, credit, billing, transfers, compliance, and observability for real-world agent transactions.

Nilus is an AI-powered treasury and cash management platform that automates reconciliation, reporting, and payment workflows for mid-sized to enterprise businesses.

Nomba (formerly Kudi) is a Nigerian fintech company that provides business banking, POS terminals, online payments, and international wire transfers for businesses across Africa. It operates one of the largest agent banking and point-of-sale networks in Nigeria.

Health insurance data platform modernizing benefits data exchange between HR tech and carriers.

Offcall is a career and financial platform built for physicians, offering salary benchmarking, compensation transparency, and financial education tools. The platform helps doctors navigate professional mobility, work planning, student debt, retirement, and taxes. It also provides a HIPAA-compliant referral network and clinician messaging for care coordination.

Ornn builds financial infrastructure for GPU compute, including pricing indices (the Ornn Compute Price Index), market data, and cash-settled futures and derivatives that let buyers and sellers trade compute like a standardized commodity. Its OCPI benchmark is built from live GPU spot transactions (H100/H200/B200/RTX 5090) and distributed on the Bloomberg Terminal. The company is building toward a regulated compute futures exchange.

Paid is a monetization platform for AI-native companies, enabling results-based billing for AI agents. Founded by Outreach co-founder Manny Medina, it lets agent providers charge customers based on value delivered rather than usage.

Palico operates an online marketplace for private fund secondaries, helping institutions and investors buy and sell fund positions with improved transparency and process efficiency.

Parable builds a system of record for time, giving modern teams a unified foundation for time capture, payroll operations, and workforce workflows.

Parrot Finance is a social investing platform that lets users follow and replicate portfolios managed by top financial influencers, asset managers, and hedge funds, making institutional strategies accessible to everyday investors.

Payman AI is an agentic AI platform for banking institutions that enables autonomous execution of financial transactions through conversational interfaces. The platform deploys AI agents that process payments, transfers, and account analysis via voice or text on existing banking rails, with built-in policy enforcement, compliance logging, and audit trails.

Pogo empowers consumers to unlock value from their personal data by providing cashback rewards in exchange for purchase data, helping merchants gain real-time consumer insights while enabling over 3 million users to earn and save money.

Cloud-native mortgage capital markets platform that connects lenders to investors and automates hedging, trading, and analytics workflows.

Cap table and equity management software for founders and finance teams.

Ralo is an AI-native online mortgage broker that automates the loan shopping and origination process to offer borrowers rates roughly half a point below the national average and faster closings. Founded in 2025 and based in New York City, it is a Y Combinator-backed company currently licensed in California, Colorado, and Texas.

Rintin is an AI-powered B2B commerce platform in Mexico that lets small retailers and resellers source inventory directly from manufacturers and wholesale importers, with 15,000+ SKUs across apparel, cosmetics and stationery. It bundles embedded credit, nationwide logistics and digital selling tools into a single marketplace serving 12,000+ micro-entrepreneurs. Founded by Argentine entrepreneurs Quinto Van Peborgh and Gastón Greco, it is headquartered in Mexico City.

River Markets is a San Francisco-based prime brokerage for prediction markets, giving professional and institutional traders a single interface to route orders and aggregate liquidity across venues like Kalshi and Polymarket. The platform provides execution software, market data connectivity, a Python SDK, and risk tools for managing large cross-venue orders. Founded by ex-BlackRock and ex-Morgan Stanley quants, it launched in May 2026 and is a Y Combinator Spring 2026 company.

Roam is a proptech platform helping buyers assume low-rate existing mortgages so home ownership can be significantly more affordable than new-market financing.

French wealth management fintech providing private banking services with human expertise and digital innovation, combining technology with experienced private bankers across France.

ROH is a payments and revenue management platform purpose-built for hotels and hospitality groups, automating invoicing, contract tracking, accounts receivable, and payment reconciliation across group, event, and leisure bookings. The platform gives sales and finance teams real-time revenue forecasting and end-to-end visibility into the payment lifecycle, and integrates with existing property management systems. Launched in February 2023 as an evolution of Carats & Cake, it is led by founder and CEO Jess Levin Conroy and headquartered in New York.

Round Treasury is an AI-powered treasury management platform that unifies banking, payments, FX, and reconciliation for startups and growing companies. The London-based fintech automates treasury operations through AI agents, giving companies access to 30+ banking and treasury partners through a single account. Founded by Pac O'Shea and Hayyaan Ahmad, Round helps founders minimize risk and maximize returns on excess cash.

Sling Money is a stablecoin-based global payment app that uses modern real-time payment systems, the Solana blockchain, and reserve-backed stablecoins to enable nearly instant and extremely low-cost transfers across 75+ countries, with all transfers currently fee-free.

Socratix AI builds autonomous AI agents ('AI coworkers') that act as enterprise-grade fraud and risk analysts for financial institutions. The agents help fraud and risk teams investigate cases and counter AI-powered fraud, synthetic identities, and generative-AI attacks that legacy detection systems miss. Founded in 2025 and backed by Y Combinator (S25) and Pear VC.

Steward is an AI-first AML and KYC compliance platform purpose-built for investment services, automating investor onboarding, document review, risk scoring, and periodic reviews. The platform handles complex investor structures such as fund-of-funds, family offices, and offshore trusts, enabling same-day onboarding in most cases. Co-founded by Arik Oslerne (former COO at Vauban/Carta) and Moshe Lieberman, the company is dual-headquartered in New York and London.

Decentralized exchange (DEX) and DeFi platform built on TON blockchain with automated market maker functionality.

Summer is a Certified B Corp that helps employers offer student loan and education benefits as a workplace perk. Its platform covers SECURE 2.0 student loan retirement matching, tuition assistance, 529 plans, PSLF and income-driven repayment enrollment, plus 100+ federal loan assistance programs. It works with 1,000+ employers, unions, hospital systems and governments, reporting average savings of ~$45K per employee.

Swan is a European embedded banking platform that enables software companies to integrate financial services directly into their products via APIs. Licensed as an e-money institution by France's ACPR, Swan serves 150+ partners across 30 European countries.

Nmbr is Canada's first dedicated embedded payroll software provider, enabling SaaS platforms and financial institutions to launch their own payroll products in days. The API-first platform handles the full complexity of Canadian payroll compliance and remittance.

Theo builds a full-stack platform that connects onchain capital to global financial markets and makes real-world assets tradable across crypto-native workflows.

Trace builds voice AI infrastructure for financial-service customer interactions, focusing on call automation and support workflow execution.

Two Dots is an AI-driven fraud prevention and underwriting platform that helps property managers and lenders automate underwriting processes, approve more qualified applicants, and prevent fraud. The Y Combinator-backed company streamlines rental and lending decisions using advanced AI technology.

Velox AI is an AI sales co-pilot for financial services that provides visibility, coaching, and real-time revenue intelligence to help sales teams capture and act on customer conversations. The platform analyzes sales interactions in an ambient, always-on manner to surface knowledge and next-best actions for financial-services sales teams.

Volt is building the world's first global real-time payment network, enabling businesses to send and receive real-time account-to-account payments through a unified platform. The company harmonizes domestic payment schemes across 31+ territories.

YieldClub is a consumer crypto savings app that automates stablecoin yield strategies so users can earn real-time interest with no lockups and without needing deep crypto expertise.

Zenskar is an AI-native revenue automation platform that handles billing, revenue recognition, collections, and analytics for SaaS and subscription businesses. Its AI agents automate contract processing and usage metering, eliminating manual finance workarounds for companies with complex pricing models.