Banking AI Startup Jobs

Early-stage venture capital firm investing in exceptional founders building category-defining companies.

Cloud-native investment management platform transforming how investment firms operate.

Wealth management platform providing data aggregation and portfolio analytics for financial advisors.

API-first stock/ETF/crypto brokerage infrastructure for developers.

Co-branded credit card platform enabling brands to launch customized rewards programs.

Personal wealth and portfolio tracker for individuals and families.

Personal finance app providing comprehensive spending tracking, investment management, and financial goal planning.

Mercury is a fintech company providing a full-stack banking platform built specifically for startups and scaling businesses. With products spanning checking, savings, treasury management, corporate cards, and venture debt, Mercury serves over 200,000 startups.

Augment Market operates a FINRA-registered marketplace for buying and selling shares in private companies, enabling pre-IPO stock transactions starting at 0,000. The platform connects investors and shareholders for seamless private stock transactions in the secondary market.

Alinea is a consumer investing platform combining AI-guided portfolio recommendations with mobile-first wealth management for younger investors.

Anchorage Digital is an institutional crypto platform offering custody, trading, staking, and regulated banking services for digital assets.

AppBrilliance offers a patented Money API that enables real-time, non-custodial payments through FedNow® and RTP®.

Arc is the cash management and capital markets platform for technology companies. Arc helps businesses manage cash, unlock competitive yield, raise debt capital, and access AI-powered financial services through their intelligent CFO agent Archie, all in one unified platform.

Array is an embedded fintech products platform that helps digital brands, financial institutions, and fintechs bring consumer financial products to market quickly. The platform provides tools for credit monitoring, identity verification, and financial wellness features.

Digital family office democratizing wealth management by making sophisticated financial strategies accessible to accredited investors starting at $10,000, offering private market access and tax-efficient investments.

Basic Capital offers an innovative 401(k) platform that provides $4 of financing for every dollar in retirement contributions, helping workers leverage appreciating assets and achieve their retirement goals while offering employers affordable record keeping at just $5 per employee per month.

CapitalOS provides embedded spend management infrastructure for vertical SaaS platforms, enabling business credit and spend controls via API integrations for platform customers.

Embedded credit card platform enabling businesses to launch and manage integrated credit card experiences. Partners include Coinbase, Bilt, Qatar Airways, and Alibaba.

Carry provides tax-advantaged accounts, payroll, and wealth tooling tailored for founders and self-employed business owners.

Casca is an AI-native loan origination platform for SBA lenders and FDIC-insured banks that processes loans 10x faster by automating document collection, KYB checks, and compliance procedures, achieving 90% reduction in manual effort and 3x higher conversion rates.

Catena Labs builds AI-native financial infrastructure spanning agent identity, stablecoins, and banking rails so AI agents can participate in the economy safely.

Cloud-based portfolio management platform for private market investors providing market-leading monitoring, reporting, and diligence tools with AI capabilities

Clair embeds earned wage access and on-demand pay into payroll and workforce systems, using bank-backed infrastructure to deliver compliant short-term liquidity to workers.

Column is a nationally chartered bank building developer-first banking infrastructure. It offers APIs and software for payments, ledgers, compliance, and bank programs so fintech companies can build on regulated banking rails.

Crypto-integrated business banking platform that uses stablecoin rails alongside traditional payment networks.

Paris-based B2B lending platform providing API-first working capital financing to SMEs across Europe with loan decisions in 27 seconds, serving 17,000+ businesses across five countries.

Business-in-a-box-formation, banking, and compliance for founders globally.

EnFi builds an AI-powered financial intelligence platform for lenders and financial institutions, focused on credit underwriting, portfolio monitoring, and risk analysis workflows.

Era is an AI-powered personal finance platform that connects bank accounts and financial data to AI assistants like Claude and ChatGPT via MCP. The platform offers proactive money management with AI-driven transfers, savings goals, and spending rules.

Personalized, values-aligned investing platform for advisors and institutions.

Every provides an all-in-one back office platform for founders, combining banking, accounting, payroll, taxes, and compliance.

Finmid provides modular, API-driven embedded lending infrastructure for B2B platforms. The company enables platforms like Wolt, Glovo, and Bolt to offer financing solutions directly to their SMB customers across 30 European markets.

Finom is a European digital banking platform offering financial services and payments solutions tailored to small and medium-sized businesses:contentReference[oaicite:11]{index=11}.

All-in-one business banking, bookkeeping, and tax platform for freelancers and self-employed workers, combining a checking account, automated tax estimation, invoicing, and expense tracking.

GraphQL-based ledger API giving fintech companies institutional-grade double-entry accounting infrastructure for real-time balance tracking, funds flow composition, and fault-tolerant money movement.

AI agent platform that automates financial crime compliance workflows such as KYC, AML, and sanctions screening for banks and fintechs.

Griffin is an API-first UK bank providing a full-stack banking-as-a-service platform for companies that need regulated accounts and payments.

Helcim provides payment processing software and merchant services for small and midsize businesses, combining payments acceptance, invoicing, subscriptions, and commerce tools in one platform.

Banking and cash management for e-commerce brands with real-time insights.

Hummingbird builds AI-enabled compliance software for financial institutions, covering customer screening, transaction monitoring, investigations, and regulatory reporting.

Instant pay platform that provides employees real-time access to earned wages after every shift, improving employee retention and engagement while reducing payroll administration costs.

Jeeves is a global financial infrastructure platform providing corporate cards, expense management, cross-border payments, and bill pay for businesses operating across 25+ countries. Founded in 2019 and valued at $2.1B, Jeeves enables companies to spin up their finance function within minutes.

Embedded accounting platform for SMB software companies, allowing platforms to offer complete accounting and AI-powered bookkeeping services directly within their products, fully replacing external tools like QuickBooks. Supports 30,000+ SMBs through platform customers including Moxie, Nav, Dripos, and Carry with 25%+ adoption rates.

M0 builds programmable stablecoin infrastructure for financial institutions, providing minting, settlement, treasury, and compliance primitives for digital dollar products.

Business banking and financial management platform specializing in checking accounts, corporate cards, and financing solutions

Method provides API infrastructure for consumer liability account connectivity, real-time debt data, and embedded repayment experiences across lending and fintech products.

API-driven deposit network and cash management for banks and credit unions.

AI-native operating system for investment management, providing automated trading, data and analytics, risk management, and portfolio optimization for fixed income. APIs power firms representing 100B+ in assets.

Digital banking platform for banks and credit unions, spanning account opening and online/mobile banking.

Nevis is a unified AI platform for wealth management that helps advisory teams automate onboarding, portfolio workflows, and client service operations.

nsave offers cross-border banking and payments products for people in high-inflation and underserved markets, including USD accounts and cards.

Palico operates an online marketplace for private fund secondaries, helping institutions and investors buy and sell fund positions with improved transparency and process efficiency.

Payman AI is an agentic AI platform for banking institutions that enables autonomous execution of financial transactions through conversational interfaces. The platform deploys AI agents that process payments, transfers, and account analysis via voice or text on existing banking rails, with built-in policy enforcement, compliance logging, and audit trails.

API-first loan management platform for lenders to automate servicing, payments, and compliance.

Payroll connectivity APIs for direct deposit switching, income and employment verification, and earned wage access.

Plata is a Mexican digital banking platform offering AI-powered financial services and a credit card product, aiming to simplify and personalize the financial experience:contentReference[oaicite:22]{index=22}.

Unified AI platform for financial institutions enabling banks and credit unions to offer banking services through AI-powered chats and voice conversations

Cap table and equity management software for founders and finance teams.

Rain builds stablecoin-powered card issuing and payments infrastructure, helping fintechs and global businesses launch card programs and settle transactions with stablecoins.

French wealth management fintech providing private banking services with human expertise and digital innovation, combining technology with experienced private bankers across France.

Round Treasury is an AI-powered treasury management platform that unifies banking, payments, FX, and reconciliation for startups and growing companies. The London-based fintech automates treasury operations through AI agents, giving companies access to 30+ banking and treasury partners through a single account. Founded by Pac O'Shea and Hayyaan Ahmad, Round helps founders minimize risk and maximize returns on excess cash.

Savvy Wealth builds a technology-powered RIA platform that combines software and human advisors to deliver modern wealth management.

Sydecar provides fund and SPV back-office infrastructure so managers can launch, operate, and administer private investment vehicles.

Consumer-permissioned data platform that provides API access to payroll, employment, and financial data for streamlined income and employment verification, asset verification, and direct deposit switching.

Venn is a Canadian business banking platform offering multi-currency accounts, corporate cards, global transfers, and accounting automation for Canadian businesses.

Wayflyer is a revenue-based financing platform for e-commerce merchants, providing flexible capital to help online businesses grow:contentReference[oaicite:30]{index=30}.

Yendo builds a vehicle-secured credit card that leverages car equity and AI underwriting to expand access to credit.

YieldClub is a consumer crypto savings app that automates stablecoin yield strategies so users can earn real-time interest with no lockups and without needing deep crypto expertise.

Yonder offers a rewards credit card and app focused on dining, travel, and lifestyle benefits for modern consumers.